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Certified Divorce Lending Professionals can earn significant income by combining consulting services
with mortgage transactions. With consistent referrals and strategic expertise, a CDLP® can build
strong, reliable revenue streams—demonstrating the financial power of this niche specialty.
Note: The CDLP® Hybrid Business Model is a proprietary platform developed in full alignment with
mortgage licensing regulations and has been reviewed by leading industry compliance attorneys to ensure
adherence to all applicable standards.
A fee-based practice leads to higher loan conversion rates by attracting committed, quality clients who
value guidance and strategic planning over simply shopping for the lowest rate.
Charging an upfront fee filters out uncommitted prospects, allowing you to focus on clients who
are fully invested in the process and more likely to follow your recommendations.
Fee-based models also signal professionalism and credibility to divorce attorneys, increasing
referrals and positioning you as a trusted advisor rather than a transactional loan officer.
By focusing on strategic solutions aligned with broader legal and financial goals, a fee-based
approach streamlines closings and enhances long-term outcomes, ultimately building your
reputation as the go-to expert in divorce mortgage planning.
Strategic Revenue Streams
Consultative Revenue
Mortgage Commission
A key advantage of your role as a CDLP® is helping divorcing homeowners navigate mortgage options
aligned with their settlement terms. Through trusted consultation, you become more than a service provider
—you become a reliable guide during one of their most critical transitions.
This trust significantly increases the likelihood they’ll choose you for their mortgage financing, resulting in
higher conversion rates and substantial additional income.
The key to sustainable income isn’t working harder—it’s working
smarter with multiple, strategic revenue streams.