How a CDLP® Can Remove Mediation Barriers
Certified Divorce Lending Professionals are uniquely positioned to address
these challenges, bringing clarity and strategy to the mediation process.
Many CDLPs have received basic mediation skills training, enabling them
to support constructive conversations, reduce emotional barriers, and
promote balanced negotiations throughout the mediation and settlement
process. Here’s how:
1. Neutral Financial Analysis
CDLPs approach divorce mortgage planning with a neutral, fact-based
analysis of income, debt, and assets. This eliminates emotional bias and
allows both parties to focus on practical solutions. By providing detailed
assessments, CDLPs help mediators and clients see the full financial picture
before making long-term decisions.
2. Addressing Cash Flow Concerns
Cash flow uncertainty often creates fear and resistance during mediation.
CDLPs work to structure income—whether from employment, support
payments, or investments—to meet mortgage qualification guidelines. This
proactive approach eases concerns and builds confidence in financial
stability.
06 DIVORCE REAL ESTATE & MORTGAGE JOURNAL
True progress in
mediation begins
when we remove
barriers to
understanding—
creating space for
solutions that
honor both
perspectives and
build a stronger
path forward.
3. Collaborative Problem-Solving
Rather than treating mortgage planning as an isolated task, CDLPs collaborate with attorneys, mediators,
and financial planners to create holistic solutions. Many CDLPs leverage their mediation skills training to
help facilitate constructive conversations and balanced negotiations. This ensures alignment with legal
agreements and financial goals, reducing the likelihood of disputes.
4. Avoiding Costly Errors
Misinformation about mortgage guidelines can lead to costly mistakes, such as assuming a spouse can
refinance immediately or disregarding contingent liabilities. CDLPs offer specialized knowledge to prevent
such errors and keep negotiations on track.